For Accredited Investors

Diversify your portfolio for consistent predictable income.

Invest with us 689-278-2223
This document is for informational purposes only and does not constitute an offer to sell or a solicitation to buy securities. Any offering is made solely through the Private Placement Memorandum and related subscription documents pursuant to Regulation D for accredited investors only. Investors are required to prove accredited investor status with a letter from their CPA, financial statement or tax returns.
Investment summary
8–10% Targeted net annual return / Paid monthly to investors
  • Capital preservation backed by real estate
  • Secured mortgages with personal guarantees
  • Monthly income — steady, predictable returns
  • Conservative underwriting — disciplined risk assessment
  • Clear structure — no operational responsibilities
The strategy

How to mitigate stock market volatility

Our strategy focuses on short- to medium-term mortgage lending to experienced owner-operators in the hospitality and other high-cash-flow business sectors, emphasizing capital preservation, conservative underwriting, and predictable returns.

Borrowers are live-in owner-operators with demonstrated experience, strong credit profiles, and real skin in the game, their homes, their businesses, their guarantees.

  1. 01
    Real estate-secured Every loan is backed by a first or second mortgage on commercial real estate
  2. 02
    Golden Rule We are guided by a simple principle, no real estate, no loan.
  3. 03
    Personal guarantees Borrowers sign personal guarantees on every loan
  4. 04
    Experienced operators We lend to owner-operators with proven track records
  5. 05
    Conservative LTV ratios Disciplined loan-to-value underwriting on every deal
  6. 06
    No ownership burden Investors receive returns without operational responsibilities
Investment overview

Investment Overview

Key terms and structure of our private lending offerings.

Private placement offerings available to accredited investors only
Real estate-secured mortgage loans with personal guarantees
Targeted net annual returns of 8–10%, paid monthly
First and second mortgage positions — investor's choice
Conservative loan-to-value ratios on all loans
Golden Rule: We do not provide unsecured business loans
Typical investment terms of 3–5 years
Direct participation in individual projects or diversified portfolios
Zero Payment defaults

To date, the sponsor has experienced no payment defaults across its private lending portfolio. All loans have remained current since the inception of our direct lending program in 2022.

How we lend

Lending Strategy

Our underwriting approach balances opportunity with disciplined risk management.

Loan Purposes

acquisitions iconAcquisitions equity iconEquity cash-outs refinancing iconRefinancing partner buyouts iconPartner buyouts pip bridge loan iconPIP bridge loans transaction iconE-2 visa transactions card transaction iconGreen card holder-transactions

We focus on experienced hospitality and high-cash-flow business operators, including select special situations such as E-2 visa and green card holder borrower transactions.

Before approving any loan, we evaluate each opportunity with the same discipline, underwriting standards, and risk assessment when evaluating an investment opportunity for ourselves.

Loan Profile

clock icon Loan term 3–5 years
home icon First mortgages $1MM – $7MM
mortgate icon Second mortgages $200K – $1MM
profile icon Borrower profile Live-in owner-operators
star icon Credit requirement Strong credit profile
check icon Guarantees Personal guarantees required

All loans are underwritten using conservative collateral valuation and borrower-focused credit analysis.

Fee structure

Sponsor Economics

Compensation aligned with your returns.

How we’re paid

  • Performance-based fee only earned after investors receive their targeted return
  • No ongoing asset management fee charged to investors
  • Sponsor compensation is structured to align interests with investors
  • Transparent structure details provided in offering documentation

The sponsor’s interest is to generate consistent returns for investors. Our economics are designed to reflect that alignment.

Our history

Track Record & Experience

Years of operational experience, disciplined underwriting, and a clean track record.

MILLIONS

SBA Loans arranged since 2013

$3M+

Direct private loans funded since 2022

40+

Years combined hospitality & lending experience

Key milestones

Track Record
  • Since 2013 — arranging SBA hospitality financing for hotel and motel operators through third-party SBA lenders
  • In 2022 — expanded into direct private lending secured by real estate
  • All loans secured by real estate and personal guarantees
  • Zero defaults and no late payments to date
  • Multiple successful loan repayments with additional performing loans currently outstanding
  • Over 40 years of combined experience in hospitality operations and real estate lending
Important disclosure

Past performance is not indicative of future results. Track record references relate to the sponsor's private lending activities. All investments involve risk, including possible loss of principal. Returns referenced are targeted, not guaranteed. This information is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities.

Get started

Request Investor Information

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Invest with us 689-278-2223

Investment opportunities are offered through private placements pursuant to Regulation D for accredited investors only.

This document is for informational purposes only and does not constitute an offer to sell or a solicitation to buy securities. Any offering is made solely through the Private Placement Memorandum and related subscription documents pursuant to Regulation D for accredited investors only. Investors are required to prove accredited investor status with a letter from their CPA, financial statement or tax returns.